In today’s economy, many elderly people are struggling to make ends meet. Whether it’s because they’re on a fixed income or because they simply want to supplement their retirement savings, many seniors are turning to side hustles to earn some extra cash. It’s important to note that earning income from a side hustle can impact Social Security Disability Insurance (SSDI) benefits.
In general, the Social Security Administration (SSA) allows SSDI beneficiaries to earn up to a certain amount of money per month without affecting their benefits. It’s important to consult with a financial advisor or the SSA directly to determine how your specific situation may be affected by your side hustle earnings. In this article, we’ll discuss 10 easy side hustles that are perfect for the elderly or those with disabilities.
Pet Sitting and Dog Walking
Many seniors enjoy spending time with animals, and pet sitting and dog walking can be a great way to earn some extra money. You can advertise your services on social media, through apps like Rover, or through local pet stores and vet clinics. If you have your own home, with a backyard, it might be the perfect setup to take care of a little dog. Offering services is a great way to supplement your SSDI or retirement income, however, earnings over a certain amount could mean that your disability benefits become taxable.
Gardening and Landscaping
If you have a green thumb, gardening and landscaping can be a great way to earn some extra cash. You can offer your services to neighbors and friends or advertise on community bulletin boards. Additionally, you can start a small business doing the outdoor work you love.
House Cleaning and Organization
Many people are willing to pay for help with cleaning and organizing their homes. If you’re detail-oriented and enjoy cleaning, this could be the perfect side hustle for you. Sometimes organizing can become therapeutic for people dealing with stress. Creating order out of clutter and chaos can be very satisfying.
Tutoring and Mentoring
Many people, adults, and children included, need a good tutor when they are taking difficult classes. If you have expertise in a particular subject or skill, you can offer your services as a tutor or mentor. You can advertise your services on social media or through local schools and libraries.
Freelance Writing and Editing
Just because you are getting older doesn’t mean you can’t still use your skills. If you enjoy writing and have strong language skills, freelance writing and editing can be a great way to earn some extra money. You can find freelance writing opportunities on job boards like Upwork and Freelancer.
Selling Crafts and Goods
For the creators and bakers out there, there are plenty of ways to sell your goods. You can get online if you enjoy social media, you can connect with local craft shows and bake sales, or you could even participate in a farmer’s market. You can also sell goods you no longer need, such as vintage clothing and furniture at flea markets.
Driving and Delivery Services
Why not use your car to help you deliver or drive for other people? If you have a reliable vehicle, you can offer your services as a driver or delivery person. You can advertise your services on community bulletin boards or through ride-sharing apps like Uber and Lyft.
Personal Shopping and Errands
Many people are willing to pay for help with shopping and errands. If you enjoy running errands and have a reliable vehicle, this could be a great side hustle for you.
Home Health Care
For those retired from the healthcare field, you can easily use your love of caring for people by providing home health care. There are plenty of places to advertise your abilities and services, one of them is Care.com.
Providing Virtual Assistance
For those who love office work, can navigate modern technology, and have good internet access, virtual assisting is a great opportunity. If you have strong administrative and organizational skills, you can offer your services as a virtual assistant. You can find opportunities on job boards like Virtual Vocations and Remote.co.
Conclusion
Side hustles can be a great way for elderly people to earn extra income. Whether you’re looking to supplement your retirement savings or simply want to keep busy, there are many easy and rewarding side hustles to choose from. Just be sure to do your research and consult with a financial advisor or the SSA to ensure that your side hustle doesn’t negatively impact your SSDI or SSI benefits.